3 'Dumb' Strategies That Beat PhD-Level Planning Every Time Summary Ever wondered why your genius friend is broke while your "average" neighbor owns multiple properties? Shocking research reveals that people with average IQ outperform those with the highest IQ 70% of the time, and intelligence only accounts for 25% of career success. The brutal truth is that IQ explains just 9% of income variance and a measly 2.4% of actual wealth accumulation – meaning 91% of financial success comes from factor...
